Overview
Co-Invest by Liquid and Decker are two AI-powered platforms that serve very different professional needs. Co-Invest focuses on real-time trading and market research, allowing users to place trades directly inside Claude, ChatGPT, or iMessage. Decker, on the other hand, is a deliverable operating system for consultants, investors, and finance professionals, helping them create high-quality business outputs like strategy decks, investment memos, and financial models while offering a path to monetize their expertise.
Feature Comparison
| Feature | Co-Invest | Decker |
|---|---|---|
| Primary Use Case | Real-time trading and market research via chat | Deliverable creation and monetization for professionals |
| Target Audience | Retail and active traders | Mid-senior professionals in PE, consulting, financial services |
| AI Integration | Inside Claude, ChatGPT, iMessage as connector/app | Standalone platform with specialized AI agents |
| Key Outputs | Trade confirmations, market summaries, portfolio suggestions | Strategy decks, memos, models, proposals, diligence trackers |
| Market Data | On-chain signals, positioning, funding, liquidation maps | Not applicable |
| Trade Execution | Real trades with stops/targets, paper mode | No trading |
| Monetization | Free; pays trading fees | Free beta; future monetization via AI training data |
| Collaboration | Single-user chat | Peer network, expert support, cohorts (coming 2026) |
| Learning Resources | Setup guides only | Masterclasses, playbooks, operator-led cohorts |
| Redaction & Privacy | Not applicable | Built-in redaction for sensitive material |
Pricing
Co-Invest: The platform itself is free. Users pay standard Liquid trading fees, which are advertised as lower than Coinbase or Robinhood on the same products. There are no subscription fees, AI surcharges, or hidden markups. Users also pay standard funding rates if holding perpetual positions.
Decker: Currently in free beta with no credit card required. The future monetization model involves turning deliverables into AI training data through partnerships with model providers, allowing users to earn recurring income from their work. Pricing for the learning and community pillars (coming July 2026) has not been announced.
Pros and Cons
Co-Invest Pros
- Seamless integration with Claude, ChatGPT, and iMessage
- Access to 500+ markets including crypto, equities, FX, commodities
- Real trade execution with stops/targets directly from chat
- Paper mode for risk-free testing
- Lower fees than major retail brokers
- On-chain signals and professional-grade market data
Co-Invest Cons
- Limited to trading and market research only
- No deliverable creation or business document support
- Single-user focus, no collaboration features
- Requires Liquid account and setup
Decker Pros
- Comprehensive deliverable creation (decks, memos, models, proposals)
- Built for high-stakes professional work (PE, consulting, finance)
- Redaction and privacy features for sensitive source material
- Future learning and community features (cohorts, peer network)
- Monetization potential by packaging expertise as training data
- Expert support available on demand
Decker Cons
- Still in beta; many features (learn, belong) not yet available until July 2026
- No trading or market data capabilities
- Requires manual setup of source material and workflows
- Pricing model for monetization not yet fully defined
Verdict
Choose Co-Invest if you are an active trader who wants to research and execute trades directly inside your favorite AI chat interface with professional-grade data. Choose Decker if you are a consultant, investor, or finance professional who needs to turn messy source material into polished deliverables and wants to monetize your expertise. Both leverage AI but serve completely different workflows — trading vs. business output creation.
Co-Invest
Decker