Overview
FiChecks and Co-Invest serve entirely different purposes. FiChecks is a comprehensive payment platform designed for businesses to create, print, mail, and manage checks, eChecks, ACH transfers, and digital payments. Co-Invest, on the other hand, is an AI-powered trading tool that integrates with ChatGPT and Claude, allowing users to research and execute trades across 500+ markets.
Feature Comparison
| Feature | FiChecks | Co-Invest |
|---|---|---|
| Primary Function | Online check creation, printing, mailing, and payment management | AI-powered trading and research platform |
| Target Users | Small & medium businesses, bookkeepers, individuals | Traders and investors |
| Platform Access | Web dashboard and mobile app | ChatGPT and Claude via custom connector or app directory |
| Key Capabilities | Create/print/mail checks, eChecks, ACH, digital wallet, merchant account, API | Market research, trade execution, multi-asset portfolio, on-chain signals |
| Security & Compliance | PCI-DSS, AML, KYC, encryption, tamper-proof packaging | User-confirmed trades, funds in user wallet |
| Customization | Custom check designs with branding | Personalized portfolio adjustments |
| Integration | White-label API | Direct integration with ChatGPT and Claude |
| Mobile Support | Full mobile app | Accessible via chat mobile apps |
Pricing
FiChecks: Pricing is not publicly listed on the website. Users are encouraged to book a demo for details. The platform likely offers pay-per-check or subscription models, emphasizing cost savings for businesses.
Co-Invest: Free to use. Users pay standard Liquid trading fees, which are lower than Coinbase or Robinhood, plus funding rates for perpetuals. No subscription or AI surcharge. Paper trading mode is available for free.
Pros and Cons
FiChecks
Pros:
- All-in-one payment management
- Custom check design with branding
- Fast and secure mailing via FedEx/USPS
- Mobile app for on-the-go payments
- White-label API for custom integrations
- Bank-level security and compliance
Cons:
- Pricing not transparent on website
- Limited to payment functions
- May not suit large enterprises
Co-Invest
Pros:
- Innovative AI-powered trading within chat
- Access to 500+ markets
- Real-time on-chain signals and market data
- User-confirmed trades with stops/targets
- Paper trading mode for risk-free learning
- Lower fees compared to major exchanges
Cons:
- Requires familiarity with ChatGPT or Claude
- Limited to Liquid exchange products
- No direct mobile app
- May not suit traditional investors
Verdict
FiChecks is ideal for businesses and individuals needing a streamlined, secure payment platform for checks, ACH, and digital payments. Co-Invest is perfect for traders who want to leverage AI for market research and execution within chat interfaces. Choose FiChecks for payment management and Co-Invest for AI-assisted trading.
Co-Invest
FiChecks