Overview
Co-Invest by Liquid is an AI-powered trading assistant that integrates directly with ChatGPT and Claude. It allows users to research markets, analyze on-chain signals, and execute trades—all within a chat interface. With access to 500+ markets including crypto, equities, commodities, FX, and prediction markets, Co-Invest provides real-time data and professional-grade analysis. Trades are confirmed via cards, and funds remain in the user's wallet for security.
Roth IRA Calculator is a free online tool designed to help individuals project their retirement savings, check eligibility for Roth IRA contributions, and compare Roth IRAs with Traditional IRAs or taxable brokerage accounts. It features dynamic sliders, year-by-year balance tables, and charts that update instantly. The calculator also includes educational content on contribution limits, income phase-outs, withdrawal rules, and conversion strategies.
Feature Comparison
| Feature | Co-Invest | Roth IRA Calculator |
|---|---|---|
| Primary Function | AI-powered trading assistant | Retirement savings projection and comparison |
| User Interface | Chat-based (ChatGPT/Claude) | Web-based calculator with sliders and charts |
| Asset Coverage | 500+ markets (crypto, stocks, commodities, FX) | N/A (focuses on Roth IRA) |
| Real-Time Data | Yes (positioning, funding, on-chain flow) | No (user-provided inputs) |
| Trade Execution | Yes (in-chat with confirmation) | No |
| Eligibility Check | No | Yes (based on MAGI and filing status) |
| Comparison Tools | No | Roth vs Traditional IRA, Roth vs Taxable |
| Paper Trading | Yes | No |
| Security | Funds in user wallet; confirmation required | No financial data stored |
| Accessibility | Requires Liquid account and AI integration | Free web tool, no account needed |
Pricing
Co-Invest: The tool itself is free to use. Users pay standard Liquid trading fees, which are generally lower than Coinbase or Robinhood for the same products. There are no subscription fees, AI surcharges, or hidden markups. Funding rates apply for perpetual positions.
Roth IRA Calculator: Completely free. No account creation, payment, or personal information required. The tool is supported by word-of-mouth and optional email feedback.
Pros and Cons
Co-Invest
Pros:
- Seamless integration with ChatGPT and Claude for research and trading in one chat
- Access to 500+ markets including crypto, stocks, commodities, FX, and prediction markets
- Real-time on-chain signals and professional-grade market data
- Paper trading mode for risk-free learning
- Lower fees than major retail brokers
Cons:
- Requires a Liquid account and setup with ChatGPT/Claude
- Only as reliable as the underlying AI models; potential for errors
- Not suitable for long-term retirement planning or tax-advantaged accounts
Roth IRA Calculator
Pros:
- Free and easy to use with no account required
- Comprehensive retirement projections with year-by-year breakdowns and charts
- Built-in eligibility check based on IRS limits and MAGI
- Side-by-side comparisons with Traditional IRA and taxable accounts
- Educational content on Roth IRA rules, conversions, and withdrawal penalties
Cons:
- No real-time market data or trading capabilities
- Projections are estimates only; actual returns vary
- Limited to Roth IRA and retirement planning; no other asset classes
Verdict
Co-Invest is ideal for active traders who want AI-assisted research and execution across multiple markets, while the Roth IRA Calculator is perfect for long-term retirement planning and tax strategy. Choose Co-Invest if you trade frequently and want real-time signals; choose the Roth IRA Calculator if you need to project savings, check eligibility, or compare account types. They serve completely different purposes and can even complement each other for a holistic financial approach.
Co-Invest
Roth IRA Calculator