What is Redbark?

Redbark is an Australian financial data sync tool that automatically transfers your bank transactions and brokerage data from Australian financial institutions directly into tools like Google Sheets, Notion, YNAB, Actual Budget, and Sure. It leverages Australia's Consumer Data Right (CDR) framework to connect securely with over 100 banks and credit unions, eliminating manual exports and CSV wrangling. The platform uses a pass-through data architecture, meaning it never stores your transaction amounts, balances, or merchant details — your data flows directly from bank to destination.

Who it's for

• Budgeting enthusiasts who want real-time transaction feeds flowing into YNAB or Actual Budget without manual entry
• Small business owners needing automated bank data synced to Google Sheets for cash flow tracking and reporting
• Investors with brokerage accounts who track CommSec or Stake portfolios alongside everyday banking in one unified view

Key features

Pass-through data architecture

Your transactions stream directly from your bank to your chosen destination. Redbark never stores transaction amounts, balances, descriptions, or merchants — ensuring complete privacy and zero data retention.

Multi-destination support

Sync the same bank accounts to Google Sheets, You Need a Budget, and Actual Budget simultaneously. Each destination receives its own formatting, so your spreadsheet stays clean while your budget app stays organized.

Smart deduplication

Intelligent ID-based deduplication with overlap buffers catches late-posting transactions automatically. You never have to worry about duplicate rows cluttering your sheets or budgets.

Automated background sync

When your bank pushes new data via webhooks, Redbark triggers background syncs automatically. No manual refreshes, no scheduled exports — transactions appear in your tools minutes after they post.

What stands out

Your financial data never leaves Australian soil — pass-through architecture means Redbark never stores a single transaction detail.

This zero-storage approach sets Redbark apart from typical financial aggregators. Combined with AES-256-GCM encryption, SOC 2 certified infrastructure, and CDR compliance through an ACCC-accredited intermediary, the platform offers a level of security and regulatory alignment rarely seen in personal finance automation tools. Every token and credential is encrypted at rest with unique random IVs, and the entire stack stays hosted in Australia under Australian jurisdiction.

Worth checking out if…

You're an Australian resident who wants to automate financial tracking without compromising privacy. Redbark is ideal if you use Google Sheets for budgeting, YNAB or Actual Budget for envelope-style tracking, or need to sync brokerage data from CommSec or Stake. It's also worth exploring if you manage multiple accounts — savings, transaction, credit cards, loans — and want each synced separately to its own sheet or budget category. The free trial requires no credit card, so you can test the workflow risk-free.